Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Contents How to Retire Early Retiring early sounds like a dream come true, but it’s important to take a look at the cold, hard facts. Retirement Traps to Avoid Beware of these traps that could upend your retirement. My Retirement Savings Estimate how long your retirement savings may last using various monthly cash flow rates.